Archives for: December 2008


Permalink 09:46:36 am, Categories: Announcements & Events [A], News, 206 words   English (US)

Happy New Year!

Firework shows will take place downtown at 9 pm and Midnight on December 31st!

The sky will once again sparkle over the 16th Street Mall this New Year's Eve, helping ring in 2009. Co-sponsored by VISIT DENVER and the Downtown Denver Partnership, the event is produced by Downtown Denver Events with local company Tri-State Fireworks providing the effects.

The two spectacular fireworks shows will occur at 9 p.m. and Midnight, taking place simultaneously at two undisclosed sites along the 16th Street Mall. It is recommended that viewers stand along the 16th Street Mall for optimal viewing.

New to the event this year are costumed buskers who will interact with crowds and entertain using magic tricks, comedy acts and more.

Create your own night on the town with a myriad of, theatre, dancing, dining, stunning fireworks and a stay at one of the many hotels offering New Year's Eve packages. Go to VISIT DENVER for more information. includes a list of bars, restaurants and chambers of commerce offering vouchers for $5 cab rides, as well as overnight parking lots, park-n-Ride locations for public transportation and information on free bus and light-rail rides on New Year's Eve. For more information, please visit


Permalink 01:49:16 pm, Categories: Announcements & Events [A], Kirstan's Ramblings, Humor, 0 words   English (US)

Merry Christmas!

Holiday Message 2008


Permalink 10:08:32 am, Categories: Announcements & Events [A], 39 words   English (US)

32nd Avenue Christmas Stroll

On December 13th from 2-6 p.m, stroll 32nd Avenue between Clay and Zuni streets and experience these free events:

*Pictures w/ Santa Claus
*Caroling w/ Denver School of the Arts
*Merchant Samples and Gift Cards
*Holiday Lights and more


Permalink 11:12:16 am, Categories: Announcements & Events [A], News, 0 words   English (US)

Platte Street Stroll & Winter Toast



Permalink 04:54:16 pm, Categories: Announcements & Events [A], News, 249 words   English (US)

Good Morning America in Downtown Denver

Friday, Dec. 5
5:15 a.m. to 7 a.m.
Denver's Union Station
(17th and Wynkoop Entrance)

Lights on Union Station

Selected by ABC as one of three American cities known for their holiday festivities, the Mile High City will be featured in-studio at "Good Morning America" as Denver Mayor John Hickenlooper unveils the city's holiday window display live from New York.

"Good Morning America" will also be broadcasting from the Denver Union Station holiday pep rally - where we hope you will join us! A large crowd of Denverites showing their holiday spirit is needed for live shots that will accompany Mayor Hickenlooper in New York.

Join the Denver Broncos Cheerleaders, Cherry Creek Shopping Center & The Dickens Carolers, TUBACHRISTMAS and Winter Park Willie for this festive holiday broadcast and a chance to be on national television. Giveaways include:


Please arrive at Union Station at 5:15 a.m. for the first of many live shots

Dress in ski or holiday attire: you must bring skis or a snowboard to qualify for the drawing for free Winter Park and Ski Train tickets

Giveaway drawings every 30 minutes

Refreshments provided by The Oxford Hotel

Homemade signs, mascots or other promotions are encouraged. Hand-printed signs are preferred over pre-fabricated advertising signs. This is a great opportunity for national visibility.

Please ensure all cell phones are turned off or set to vibrate during the broadcast

Parking is free on all Denver streets until 8 a.m.

Permalink 08:57:22 am, Categories: Announcements & Events [A], News, Kirstan's Ramblings, Real Estate, 430 words   English (US)

Who Can Win in Today's Economic World?

In regards to real estate,

1. The First Time Buyer (People who have not owned a home in the past 3 years) -

  • They are buying homes today that don’t have inflated equity
  • They don’t have to wait for their home to sell
  • They have sellers willing to pay their closing costs and buy-down already good interest rates
  • They are in the first “Buyers” Market in nearly 8 years
  • They have the largest selection of homes in 15 years
  • The current down turn in pricing will allow them to buy homes in neighborhoods that were out of their reach 2 years ago
  • They can get that extra bedroom or bath or garage
  • They can still buy a home with 3% down (or 0% down with CHFA), a job and reasonable (not perfect) credit through FHA
  • FHA loan limits are the Highest ever; $406,250 in Denver
  • If rates go dramatically lower …FHA has a streamlined refinance program that doesn’t require re-qualification of the buyer.
  • If they buy before July 9, 2009, they are eligible for a $7,500 tax credit….
  • If they buy before Dec 31 2008, they will get that back with their 2008 return

This is a life changing opportunity for these buyers…Know someone who could benefit?

2. The person who needs to refinance, upgrade, or wants to invest in real estate -

Treasury may set mortgage rates at 4.5% to boost sales
By Ronald D. Orol, MarketWatch
Last update: 4:24 p.m. EST Dec. 3, 2008

WASHINGTON (MarketWatch) - The Treasury Department is contemplating a proposal that would cut mortgage rates for new loans for homes, according to the Wall Street Journal.

The plan would employ Fannie Mae (FNM:
Fannie Mae to offer mortgages with rates as low as 4.5%, roughly 1% lower than current rates.

The measure is under consideration as part of the Treasury Department's continued effort to limit foreclosures, which has been at the core of the financial crisis. The plan would seek to revitalize the financial market without bailing out homeowners and lenders, the Journal reported.

As part of the proposal under consideration, Treasury would buy mortgage securities backed by Fannie Mae and Freddie Mac, in addition to those guaranteed by the Federal Housing Administration.

Fannie Mae and Freddie Mac guarantee a significant chunk of all new mortgages in the United States.
Ronald D. Orol is a MarketWatch reporter, based in Washington.

More Mortgage News Today -
Treasury Weighs Action on Mortgage Rates

Please contact me at if you have any questions and would like to discuss! If I can't help you locally, I know licensed, experienced, reputable mortgage bankers and Realtors across the nation who can help you in your area.

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Passionately Urban

Welcome to my journey. My name is Kirstan Borne and I'm an active community member, a Denver Realtor, RE investor, property manager, appraiser in training and a business owner. I moved from the suburbs to the city of Denver over 12 years ago. I'm passionate about intelligent and prosperous growth of Denver and state of Colorado. Location Innovators, Llc.

Kirstan Denver Realtor

To connect with me, email me at To search for a new home in the Denver metro area, please visit here .

Disclaimer: Regarding information throughout this blog that may appear to be advice - be sure to consult with your own qualified CPA and/or attorney concerning any legal matter.

Connect with me on Facebook Kirstan Marks, Kirstan Marks, Realtor (Location Innovators Llc): Commercial Real Estate Agent in Denver, CO

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