Archives for: July 2008


Permalink 12:42:25 pm, Categories: Announcements & Events [A], News, 778 words   English (US)

DNC 2008 Offers Events, Events, and More Events

"This amazing list of public offerings during the Democratic National Convention has been developed for the people, by the people," said Mayor Hickenlooper.

A few key events:

Ten neighborhoods throughout Denver
THUR. 8/21 - FRI. 8/29

The first of many events to open will be Dialog:City, running August 21- 29. Dialog:City, the first program of its kind at a party convention, unites art, democracy and digital media, and will involve 10 site-specific art installations in neighborhoods throughout Denver. World-renowned artists will work together with local organizations and students to create innovative art. Participating artists include Minsuk Cho (South Korea), Ann Hamilton (Ohio), Krzysztof Wodiczko (Poland) and D.J. Spooky, a.k.a. Paul Miller (New York), among others. Each art exhibition will be open and free to the public. For information visit the Dialog City website.

Cinemocracy Rocks!
Red Rocks Amphitheatre
MON. 8/25; 6PM

For those interested in film, the Denver Office of Cultural Affairs and the Denver Film Society have created Cinemocracy Rocks!, a short film festival held at Red Rocks Amphitheatre at 6pm on August 25. Cinemocracy Rocks! will screen films chosen by online viewers; all address the topic "How do you define Democracy?" Free tickets for this event are limited and available on a first-come, first-serve basis. Secured-seating tickets can be purchased for $20 and include a one-year subscription to GOOD Magazine. Details and ticket information can be found here.

American Presidential Experience
Invesco Field, Parking Lot D
FRI. 8/22 - FRI. 8/29; 9:30AM - 8:30PM (closes 5PM on 8/29)

Residents and visitors can experience Washington, D.C., up close and personal during the convention by visiting the American Presidential Experience. This unique event invites everyone to experience presidential history and view an original copy of the Declaration of Independence. The spectacular 150,000-square-foot non-partisan exhibit will be located at Invesco Field at Mile High (Parking Lot D) and will celebrate more than two centuries of presidential history. Life-size replicas of Air Force One and the Oval Office will be on hand for visitors to experience. The American Presidential Experience will be open to the public August 22 - 28 from 9:30 a.m. to 8:30 p.m. and on August 29 from 9:30 a.m. to 5:00 p.m. Tickets can be purchased through Ticketmaster or The American Presidential Experience website.

2008 Rocky Mountain Roundtable
Denver Performing Arts Complex
MON. 8/25 - WED. 8/27

Also open to the public will be the 2008 Rocky Mountain Roundtable, August 25 - 27 at the Denver Performing Arts Complex. Fostering civic engagement and substantive dialogue during the 2008 Democratic National Convention, the 2008 Rocky Mountain Roundtable is a series of 10 issue-oriented, non-partisan discussions on many of the most critical issues of the day, including women in leadership, energy and climate change, health, international relations, transportation infrastructure, philanthropy, emergency preparedness, technology, retirement security, and education. Participants include dignitaries from across the country and around the world, including former U.S. Secretary of State Madeleine Albright, NBC News journalist Tom Brokaw, actor and director Ben Affleck, and former U.S. Senator and Senate Majority Leader Tom Daschle. For specific times and ticket information, please visit the Round Table website.

Unconventional Women
Denver Performing Arts Complex, Temple Buell Theatre
MON. 8/25; 9AM - 2PM

Hosted by Ambassador Swanee Hunt in partnership with The White House Project, the Latina Initiative, Women's Voices Women Vote, and Judi Wagner's Electing Women program, Unconventional Women features non-partisan conversations among internationally-known leaders and experts intended to galvanize women into political action as candidates, supporters, and mentors. It is expected to attract 2,700 women for high-level training toward attracting more women into the political process. For details visit the website.

Green Frontier Fest and Green Energy Station
Denver Performing Arts Complex, Sculpture Park
SUN. 8/24; 10AM - 6PM

The City and County of Denver, in partnership with ReDirect Guide, is hosting the Green Frontier Fest, scheduled for Sunday, Aug. 24. Green Frontier Fest, a celebration of positive everyday choices that we can make to address global challenges, will feature a full spectrum of sustainable options from renewable technologies to solutions that can be implemented in the home. In addition to Sunday's Green Frontier Fest, Sculpture Park will be the home of the "New Energy Station" from Aug. 24 through Aug. 28, showcasing Denver and Colorado's new energy innovations through a number of loaned displays and applications that highlight environmentally-responsible energy technologies and practices. Green Frontier Fest and New Energy Station invite residents and visitors to enjoy interactive and educational exhibits, a farmers market of local and organic produce, a children's area, eco-carnival games, music, entertainment and special presentations by Van Jones and other guest speakers. For more information visit

There are many more activities and events open to the public before and during the convention. For a complete list, please visit

Source: Chris Lopez, DNC Host Committee Communications Director


Permalink 08:48:07 am, Categories: Announcements & Events [A], News, Real Estate, 323 words   English (US)

The Housing and Economic Recovery Act of 2008

Well, we all know that this massive housing bill that affects FHA, Fannie and Freddie, tax policy and many changes involving the housing market was signed by President Bush. What does this bill of over 400 pages mean? Here are the major components:

1. FHA Changes

Mortgage limits for high cost areas will be increased to $625,000 on a permanent basis (115% of the current conforming limit).

The FHA floor will go from 48% to 65% of the current conforming limit. This will put the new permanent floor at $271,000.

Cash downpayment is set at 3.5%. The seller funded downpayment assistance program (DPA) will be terminated on September 30. The risk based premium established by HUD last week will be suspended on September 30. The ceiling on upfront premiums will go to 3%.

2. Fannie and Freddie

The conforming loan limit will be increased to 115% of area median up to $625,000.

The bill provides for a federal "backstop" for Fannie and Freddie which allows the Treasury to capitalize the companies by taking an equity stake.

A new regulator with enhanced powers is created.

The bill creates an affordable housing trust fund paid for by assessments on Fannie and Freddie to help prevent foreclosures and facilitate affordable housing

3. FHA Rescue Fund

The bill creates a special FHA refinance program designed to allow the refinance into fixed rate FHA products of up to $300 billion in distressed mortgages.

4. Licensing

Encourages a nation wide licensing and registry system for loan originators by setting minimum qualifications and assigning responsibility to HUD for establishing new rules for those states that do not enact licensing laws.

5. Redevelopment of Foreclosed Properties

Provides $4 billion in funds for local governments to purchase and redevelop foreclosed properties.

6. Tax Incentives

Establishes a range of housing incentives, including a first time homebuyer tax credit and expands the Low Income Housing Tax Credit. For more information about the tax credit, visit the website set up to provide more information.

To watch a video about this housing stimulus plan, click here.

Cat Post


Permalink 02:33:07 pm, Categories: Announcements & Events [A], News, Real Estate, 311 words   English (US)

Beware of Rental Scam

A local consumer looking for a home to rent found her dream home in an ad on Craig’s List. And the price was within her budget; in fact it was a surprising low rent for a house of this caliber. After getting a tour of the house on two occasions, the victim paid the owner an $1100 deposit prior to signing a lease. There was only one problem. She never heard from the “owner” again, and discovered that the woman who took her money was not the owner of the home. The home was listed with a local realtor and was for sale, not rent. Rental scams using the Internet are very common and have previously involved scammers sending e-mails from overseas and money being wired overseas. This is the first time we have a perpetrator that was actually present at the fake rental site, and who collected the money in person. The District Attorney cautions anyone seeking to rent or purchase a home to take the following

1. Independently verify that the person who is offering the home is the legal owner of that property. Contact the local County Clerks Office or go to the Clerk’s website and determine the legal owner from the property records.

2. Verify the identity of the person who claims to be the owner. Ask for personal identification.

3. Don’t rely on pictures of the property provided by the seller. Drive by the property and make sure it exists. If there is a real estate sign in the yard, call the realtor to determine why his/her sign is there.

4. Do not pay any deposits upfront. Funds should only change hands when you know you are dealing with the real owner, the lease is signed and you get possession of the home.

Need help?
Call the Consumer Protection Line

Source: 18th Judicial District Attorney's Office


Permalink 10:34:43 pm, Categories: Announcements & Events [A], News, Kirstan's Ramblings, Real Estate, 119 words   English (US)

Sugurcube Building Sheds the Walking Ramps

So for the past several months, downtown visitors and residents have been walking through ramps near 16th and Blake Street. Last week, the Sugarcube building took down those walking ramps and most of the scaffolding so that we could see what was unfolding. It's a beautiful building and I was perusing around the website earlier today. Playing on it's excellent location, this building will mix retail, office and luxury rentals into the same building. Click here to see views from the building. Visit the Sugarcube website for even more info. The sight of this building sure beats the other sight we saw this evening of a drunk man who face planted on the stairs of Samba Room on Larimer.


Permalink 09:21:30 pm, Categories: Announcements & Events [A], News, Kirstan's Ramblings, Real Estate, 115 words   English (US)

Charming Ranch Home Just Listed in Wheat Ridge

This charming ranch home features a large lot, hardwood floors, new double-pane windows, remodeled kitchen, and main floor living. The neighborhood is quiet and the home is located conveniently near shopping, restaurants, Sloans Lake, and a few minutes drive to downtown Denver.

Price: $232,000

2820 Gray Street

Visit the open house on Saturday, July 19 from 1 - 4 p.m.
2820 Gray Street
Wheat Ridge, CO 80214

• 3 Bedrooms, 1 Bath
• 1,100 Square Feet
• Main Floor Living
• Hardwood Floors
• New Windows
• Remodeled Kitchen
• Low Maintenance Vinyl Siding
• Over-sized 1 Car Garage
• Large Lot and Backyard Patio

2820 Gray Living Room
2820 Gray Remodeled Kitchen
2820 Gray Master Bedroom
2820 Gray Backyard

Want more information? Contact me today:

Kirstan Marks, Realtor &
Licensed Real Estate Specialist
Keller Williams Realty Downtown
720-266-7389 (Mobile)
303-561-2457 (Office)
303-496-0793 (Fax)
Find your Colorado dream home >


Permalink 10:14:06 pm, Categories: Kirstan's Ramblings, 114 words   English (US)

Colorado is Growing in Population

In a real estate class that I attended yesterday, the teacher (an attorney) said, "at least you are working in a state that people are moving to, instead of away from." Amen. I feel lucky to live here. Many Realtors and others in the real estate industry gripe on a daily basis about the market and lack of business, but it can always be worse. Denver's correcting market hasn't seen nearly the decline in the housing market compared to other states. Florida, Nevada, and California have experienced a 30% loss in appreciation or more. Yay for the people who love Colorado! Now get your butts here so I can help you find a great home.


Permalink 03:56:24 pm, Categories: Announcements & Events [A], News, Kirstan's Ramblings, Real Estate, 167 words   English (US)

Lunch with Buffett

How much would you pay for lunch with Warren Buffett? Zhao Danyang of Pureheart China Growth Investment Fund will dine with him for a measly 2.1 million dollars. Generous soul that Buffett is, all of the proceeds are donated to the Glide Foundation, which provides social services to the poor and homeless in San Francisco.

Also in the news, The Gart family's real estate company purchased the two-block, 347,000 sq foot Denver Pavilions in downtown Denver. They only paid $94.5 million, which is probably chump change to them. Supposedly, they are going to invest another $25 million in renovations and tenant incentives, including new high-tech video signs and escalators that will stretch all the way to 16th Street. Fashion, lifestyle, and dining appear to the be the focus vs. night clubs. The Garts also own another section of the 16th Street Mall around California Street. With this and other nearby renovations in the works, hopefully 16th Street will get a nice face lift before the end of the decade. Go Gart!

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Passionately Urban

Welcome to my journey. My name is Kirstan Borne and I'm an active community member, a Denver Realtor, RE investor, property manager, appraiser in training and a business owner. I moved from the suburbs to the city of Denver over 12 years ago. I'm passionate about intelligent and prosperous growth of Denver and state of Colorado. Location Innovators, Llc.

Kirstan Denver Realtor

To connect with me, email me at To search for a new home in the Denver metro area, please visit here .

Disclaimer: Regarding information throughout this blog that may appear to be advice - be sure to consult with your own qualified CPA and/or attorney concerning any legal matter.

Connect with me on Facebook Kirstan Marks, Kirstan Marks, Realtor (Location Innovators Llc): Commercial Real Estate Agent in Denver, CO

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