Archives for: January 2008


Permalink 11:16:53 am, Categories: Announcements & Events [A], News, 316 words   English (US)

Super Tuesday is February 5, 2008!

What is Super Tuesday?

It basically refers to a Tuesday in early February or March of a presidential election year when the most amount of states hold their primary election. For instance, New Hampshire, Iowa, and Florida already held their primary elections, but on Super Tuesday (February 5, 2008), 24 other states are currently scheduled to hold their caucuses or primary elections.

In these primaries and caucuses, voters aren't voting for the actual presidential candidates; voters are selecting delegates to national conventions. The delegates attend national conventions and then nominate a presidential candidate. Because more delegates are selected on Super Tuesday than any other day of the year, the delegates selected can be a telling sign of which candidate will be nominated to represent a specific political party.

What is the difference between a primary and a caucus?

During a primary, voters simply cast their ballot for a particular candidate. A caucus, on the other hand, is more of a party affair, sort of like a town hall meeting. Members gather and hear speeches and engage in discussion before voting for a candidate. More about Super Tuesday...

What does this mean for Colorado?

On Tuesday, Colorado residents finally get to vote for their delegates and make a nationwide statement. According to the Denver Post, unaffiliated voters in Colorado are not allowed to vote on Super Tuesday, but both Republican and Democratic party officials say they welcome independents to talk and hear about candidates. A voter must have registered with one of the parties by Dec. 5 to participate.

So far, neither party has produced a clear national front-runner, making Colorado and the other Feb. 5 states more important. This is the first time the state has had a role on Super Tuesday. Read the entire Denver Post article...

For caucus locations throughout Denver, please visit the following sites. Most doors open at 6:15 pm and close at 7:00 pm.

Registered Democrats

Registered Republicans


Permalink 11:18:06 pm, Categories: Announcements & Events [A], News, 322 words   English (US)

We All Like Free!

Colorado Residents Can Enjoy our Fabulous Arts for Free

The SCFD (Scientific & Cultural Facilities District) in Denver sponsors free days at museums, zoos and botanic gardens across the Mile High City for 2008. The SCFD sales and use tax of 0.1% provides the funding for free admission to Colorado residents. A Colorado driver's license or ID may be required for admission.

The Denver Art Museum offers the most consistent free days, with the first Saturday of every month designated as a free day. The Denver Botanic Gardens offers seven free days, three of which fall on holidays (Martin Luther King Day, Presidents' Day and Earth Day.) The Denver Zoo and Denver Museum of Nature & Science both offer eight free days.

Denver Art Museum, 100 West 14th Avenue Parkway, Denver, 720-865-5000
The art museum is free the first Saturday of every month:

Saturday, January 5
Saturday, February 2
Saturday, March 1
Saturday, April 5
Saturday, May 3
Saturday, June 7
Saturday, July 5
Saturday, August 2
Saturday, September 6
Saturday, October 4
Saturday, November 1
Saturday, December 6

Denver Botanic Gardens, 1005 York St., Denver, 720-865-3500

Monday, Jan. 21 (Martin Luther King Day)
Monday, February 18 (Presidents' Day)
Monday, March 17
Tuesday, April 22 (Earth Day)
Monday, July 21
Saturday, September 27
Saturday, October 18

Denver Botanic Gardens at Chatfield, 8500 Deer Creek Canyon Rd., Littleton, 303-973-3705

Friday, January 4
Friday, February 1
Friday, March 7
Friday, April 4
Friday, May 2
Friday, June 6
Friday, August 1
Friday, October 3
Friday, November 7
Friday, December 5

Denver Museum of Nature & Science, 2001 Colorado Blvd., Denver, 303-322-7009

Wednesday, January 16
Sunday, April 20
Saturday, May 3
Wednesday, June 25
Wednesday, August 13
Sunday, September 7
Wednesday, October 22
Sunday, December 7

Denver Zoo, 2300 Steele St., Denver, 303-376-4800

Monday, January 14
Saturday, January 26
Thursday, January 31
Thursday, February 14
Tuesday, October 7
Saturday, October 18
Sunday, November 2
Sunday, November 9

Don't know for sure that the following shows are free, but DCPA has some great shows coming.

Denver Center for the Performing Arts, 1101 13th St., Denver, 303-893-4000

"Gee's Band" March 13 · 6:30 p.m. · Space Theatre
"The Merry Wives of Windsor" March 20 · 6:30 p.m. · Stage Theatre
"Doubt" April 3 · 6:30 p.m. · Ricketson Theatre
"3 Mo'Divas" May 8 · 6:30 p.m. · Stage Theatre


Permalink 09:17:52 pm, Categories: Announcements & Events [A], 88 words   English (US)

Free Jazz orchestra concert at Auraria King Center

Thursday, Jan. 31, 7:30

The Chie Imaizumi Jazz Orchestra Uniting Japanese Music, Jazz and Colorado

Thursday, Jan. 31, 2008 7:30 PM
King Center Concert Hall

Free admission, reservations required. Call the King Center Box Office at 303.556.2296.

Free parking will be available at Tivoli lot (corner of 9th and Auraria Pkwy.). There will be a reception following the concert.

This event is sponsored by:
Consulate-General of Japan at Denver
Metro State Music Department
Metro State Student Activities
Golda Meir Center
Japanese Association of Colorado
Japan America Society of Colorado

Click here for detailed information.

Permalink 07:50:36 am, Categories: Background, Kirstan's Ramblings, 222 words   English (US)

Another Fabulous Night on the Town

No reason to celebrate, just time to get out and boogy. Last Saturday night, the guys played poker, while the gals strutted through town. We met at my house for cocktails, then imbibed in tapas and drinks at 9th Door on Blake Street.

From left to right: Kim, Kirsten, Aimee, Valerie, Kelly, Lisa, Me

Next, it was on to Delaney's Pub across the street for some kick ass bowling. I have no idea if we won our game against the other team, but we certainly felt like winners.

Aimee enjoying a brew!

Delaney's is attached to The Celtic Tavern, which was chosen for the best fish and chips in Denver by 5280 Magazine. Cigar smoking is still welcome on the Celtic side of the two pub combo, so I don't get over there very much anymore.

Our plan was to kick up our heels at Hush, but they wanted some stupid cover charge - ridiculous! With all of the choices of dance clubs downtown, why would I pay a cover? Instead, we went around the corner to Martini Ranch where we are usually lucky enough to get a good share of our own dance floor. They have an upstairs and a downstairs, but I haven't been up or down for several months. I'm just happy to shake my ass wherever I can find room.


Permalink 11:46:15 pm, Categories: Announcements & Events [A], News, Kirstan's Ramblings, Real Estate, 499 words   English (US)

Rebate to Stimulate

As most people already know, the House and White House announced a $150 billion plan to stimulate the economy. The plan is to deliver tax rebates to some 117 million workers and give tax cuts to businesses for equipment purchases. Another major provision aimed at bolstering the housing market will allow Fannie Mae and Freddie Mac, both government-sponsored entities (GSE), greater latitude in the kinds of mortgages they back. In an effort to provide more liquidity to the housing market it is reported that the two GSEs will be allowed to buy mortgages worth up to $730,000. Current limits are $417,000 and the interest premium on “jumbo” loans that fall within these limits was about 1 percent, according to on 01/25/08. Under the proposed guidelines that represents a $625 monthly savings on a $730,000 loan.

Supposedly this will take about 2 weeks to pass through the Senate. I think this is a nice proposal; however, why can't government cut some of their own inefficiencies to help? I don't understand how this stimulus plan won't add more to our country's deficit. I know people who are already calculating how they are going to spend their tax rebate. I'm just not sure that this is going to help fix will just delay the hard issues that people need to face. How about living under our means for a change?

In the local news...

Spire Condo Project Can Resume

Randy Nichols finally has the new financing he has sought for several months to resume construction on his stalled 41-story, $175 million Spire condo project in downtown Denver. Located at 891 14th St. near the Colorado Convention Center, the condo project will include about 503 units. The project is projected to be ready for occupancy in December 2009, six months after the original completion date.

Yeah! It's about time. I didn't understand why Nichols didn't do a better job of solidifying his financing when the project started to better stave off effects of the sub prime lending dilemma. It's been a tough past few months for and learn.

Downtown Denver Office Rents Up

According to a news report in the Denver Business Journal, Denver's Denver's downtown office rents were up in the year 2007 by 26.3 percent. This was the seventh-highest increase in rents across the country last year. The information was gleaned from a Colliers International study of the U.S. office market. Houston had the biggest jump in rents at 52.4 percent, followed by Boston, with a 40.5 percent increase. Another study, by CB Richard Ellis Inc. (CBRE), reported that in the 4th quarter of 2007, the average asking office rent in Denver's Central Business District was $26.22 per square foot. The average metro wide office rent for the same period was $20.08 per square foot. Downtown Denver office space makes up 22.5 percent of the entire metro-area office market, according to CBRE.

Hopefully investors, companies, and business owners will continue to be confident in our market. We really could use more high paying jobs, which has been an issue for at least the past 10 years.


Permalink 06:02:00 am, Categories: Announcements & Events [A], News, 101 words   English (US)

Free Music in LoDo

The Denver Mandolin Orchestra is pleased to announce a 2008 series of free shows called "Mandolin Sundays" every fourth Sunday night of each month at the ever-popular Wynkoop Brewery and Restaurant in LoDo (18th & Wynkoop).

Every month the orchestra or one of its groups will be featured: the Hoagies, Panache Ensemble, the Borsch Brothers, and special guests. A full 2008 schedule will be published in the coming weeks.

Performing this Sunday night, January 27th at 7:00 p.m. will be the Hoagies, with an evening of swing favorites. Go on by early, order dinner and drinks, and stick around for the show at 7.


Permalink 10:51:38 pm, Categories: Background, Kirstan's Ramblings, 164 words   English (US)

The Keg Steakhouse Will Make Your Birthday!

I had the opportunity to enjoy my birthday dinner this evening. A couple of years ago, my husband and I signed up at The Keg Steakhouse for their birthday program. It's absolutely free and you just have to go to the restaurant and fill out a card with your birthday information. Right before your birthday month, they will send you a postcard that allows you to receive a free meal during the month of your birthday (valid Monday - Thursday). Last year, they offered the steak and lobster meal ($30 value). This year, they are offering the 10 oz prime rib meal w/ salad and mash potatoes ($20 value). I was very pleased to receive a free meal and the meat was cooked to perfection. Chris enjoyed his Thai Chicken entree very much also. Their dining experience is very classy - dark woods, comfortable leather chairs, thought-provoking art, etc. Don't take this to the bank, but it also appears to be a hot spot for 30 to 40 year old singles.

Permalink 07:24:02 am, Categories: Announcements & Events [A], News, Real Estate, 384 words   English (US)

Out With the Old, In With the New

Denver's Changing Restaurant Scene

I was saddened this morning when I learned that Palomino's on the 16th Street mall closed on Sunday. It was one of my favorites for happy hour. Their $5 pizza was so yummy with a glass of wine. For dinner or lunch, I would often enjoy their Spanish Paella and Tomato and Angel Hair Pasta.

On the flip side, I'm glad about news that our city is gaining the attention of other restaurateurs from across the nation. Apparently, Jeffrey Chodorow, head of the New York-based restaurant empire China Grill Management, is bringing one - and possibly two - of his concepts to Denver. He'll be opening a restaurant at the old Il Fornaio space at 1631 Wazee St., according to China Grill spokesman Terry Zarikian, and he might be taking over that Palomino space.

Il Fornaio was another one of my favorite downtown restaurants with it's rich sauces and fresh bakery. It closed last year when it's lease expired. Rumor has it that the landlord raised the rent too high to make it affordable for Il Fornaio to stay. I don't know the truth, but I had a hard time understanding why the landlord wouldn't want to keep the space occupied with such a great restaurant. Guess s/he knew there were other possibilities on the horizon. Il Fornaio still has a Denver location at the DTC (Denver Tech Center).

Rocky Mountain News Columnist, Penny Parker said that Chodorow heads the restaurant group that has 25 eateries from Fort Lauderdale, Fla., to London. He is perhaps best known as the money man behind Rocco DiSpirito, star of the reality series The Restaurant.

Roco Cook Book
More about Jeffery Chodorow and Rocco DiSpirito

Penny Parker also wrote that Zarikian couldn't confirm which of Chodorow's restaurants will go into the Il Fornaio space, but word on the street is that it will be Maxim Prime, a joint venture steakhouse between China Grill Management and Maxim magazine. The first Maxim opens next month in Atlanta.

Further word on the street says that Chodorow will put a China Grill, an Asian-fusion eatery, in the old Palomino space.

"They love our market; they love our downtown. It's happening," said a local restaurant expert who asked to remain anonymous. "Denver has sophisticated people that appreciate good food."

It's about time the country recognizes that!


Permalink 02:44:39 pm, Categories: Kirstan's Ramblings, 229 words   English (US)

Kirstan's Lesson in Recession

The cycle has begun. We faced nothing but bad news about the economy in the 4th quarter of 2007. It continues every day in the media. Isn't it possible that the constant reports and speculation of a recession will perpetuate the possibility of a recession? People tend to become apprehensive about doing much of anything when they hear negativity everywhere.

I learned today that the definition of a recession is a decline in the Gross Domestic Product (GDP) for two or more consecutive quarters. In addition, economists insist that the unemployment rate and consumer confidence index should also be consulted before making the call that we are in a recession. Another fact, a recession is not even determined until after it has already occurred.

We are not in a recession now and if we can't tell that the recession has occurred until after the fact, then why are we so concerned with it right now? How many times do you read or hear "recession" in a day? I'm so sick of seeing and hearing the word "recession" that I want to puke. I'm not an economist, but I read and hear that market expansion and contraction are normal and have to occur. Perhaps the news people could help prevent a recession by doing a better job of finding positive stories to report.

Number of times recession appears in this rambling: 12


Permalink 08:56:09 am, Categories: Announcements & Events [A], News, Real Estate, 307 words   English (US)

Denver Home Prices

The Denver Post highlighted home prices across the metro area on a interactive map today. The interactive map is pretty impressive and seems very comprehensive, however I am disappointed that it doesn't list downtown Denver or LoDo specifically.

According to the map, the most promising areas in Denver for 2007 appear to have been Five Points, West Highlands, Sloan Lake, Berkeley and Washington Park with positive pricing changes from 2006 to 2007, # of homes sold, fewer days on market, and a lower percentage of foreclosures. City Park, South Park Hill, Lowry and Stapleton are not far behind. On the flip side, most areas to the west of Broadway did not do well.

Perhaps the best news from this interactive map is that the market isn't as negative as the media portrays. There are areas for good appreciation and smart investing.

Did you know that over the past 30 years, the median price of existing homes has increased an average of more than 6 percent every year, and home values nearly double every 10 years? This is according to historical data from NAR’s (National Association of Realtors) existing home-sales series.

Thanks to the power of leverage, a homeowner’s return on investment is even more impressive over time. For example, over 10 years, a $10,000 investment in the stock market at a normal 10 percent market rate of return would yield $23,600. The same investment as a down payment on a $200,000 home at a normal appreciation rate of 5 percent would return nearly 5 times the stock market return, at $110,300.

The present market offers amazing opportunities for investors and renters with a good credit history. If you want to talk about some of your options and learn more about real estate in the Denver area, contact me today at 303-561-2457 or by email: . You may also visit to start your home search right away.


Permalink 08:16:52 am, Categories: Announcements & Events [A], 232 words   English (US)

Denver Union Station Project Update – USAC Meeting Cancelled

The Union Station Advisory Committee (USAC) meeting scheduled for January 17th has been cancelled. The partner agencies and Union Station Neighborhood Company are working to complete a Letter of Intent (LOI). Upon reaching agreement, the Executive Oversight Committee, project management team and master developer look forward to continuing dialogue about the current concept with the USAC and public at-large.

Please note two Breakout Group meetings in January will be held as follows:

Land Use/Urban Design and Transportation Breakout Group (BOG) -- Thursday, January 24 from 5:30 - 7:30 p.m. The Land Use BOG will be held at the Wellington Webb Municipal Office Building, 201 W. Colfax, in Room 4I5. This is the first of three Breakout Group meetings that will review and comment on the proposed contents of the DUS Master Plan Update. As has been previously discussed, this update is primarily technical to reflect the revised transportation plan. The Vision and Goals will remain as presented in the 2004 Master Plan.

EIS Breakout Group (BOG) -- Thursday, January 31 from 5:30 - 7:30 p.m. The EIS BOG will be held at the Wellington Webb Municipal Office Building, 201 W. Colfax, in Rooms 4F6/4G2. At the EIS BOG, we will give an update on the EIS process since publication of the Draft EIS and we will discuss the methodology for analysis of each environmental resource under the Build Alternative.

Roger Sherman
Denver Union Station Project Team
1625 Broadway, Suite 700
Denver, CO 80202


Permalink 12:30:12 pm, Categories: Kirstan's Ramblings, 5 words   English (US)

To Kirstan's Friends & Family

Thanks for a great birthday!

Kirstan & Chris Marks


Permalink 09:37:19 am, Categories: News, Kirstan's Ramblings, Real Estate, 170 words   English (US)

Spreading Optimism

Did you know that over 95% of mortgagees (homeowners) MAKE their mortgage payments on time?

Did you know that the sales of existing homes unexpectedly rose 0.4% in November 2007 to an annual rate of 5 million units, according to the National Association of Realtors?

Do you think that a housing market recovery might be under way?

Well, we are certainly trying to work towards that - Housing prices are materially lower, which should stimulate demand. It's an excellent time to invest in rental property in the Denver Metro area. It's also a great time to upgrade if you might have outgrown your current home, especially if you work with a Realtor like me who negotiates really well for you. Mortgage rates are also lower, which further improves affordability. Prime 30-year fixed-rate mortgage rates are hovering around 6%, while 15-year fixed rate and most adjustable-rate mortgages are well into the fives, according to Freddie Mac's latest national survey.

Real estate slumps don't go away over night, but I'm here to brighten your day with good news!


Permalink 08:03:51 am, Categories: Background, Kirstan's Ramblings, 129 words   English (US)

Dancing Queens

I think I surprised myself on Saturday night. I can't believe we danced for 4 hours straight. Our feet were killing us, but we had a rip roaring blast. We started for dinner at Dixon's and then the guys (they can do without the dancing!) broke off and went back to our place for poker. Next, we hit Jet Lounge and then moved on to Martini Ranch.

Dancing Queens

There were five of us and we entertained ourselves the entire time. We didn't have a care in the world about what was going on around us. It was my turn to wear the flashing dog collar because we were celebrating my birthday. One of the best nights ever and I had no hangover. This girl will never be too old to party!


Permalink 08:24:20 am, Categories: Announcements & Events [A], News, Real Estate, 370 words   English (US)

New Law Will Help Some Avoid Foreclosure

With a new law (House Bill 1157) that came into effect on January 1, 2008, owners now have about four months to work with their lender and cure the default, stop the foreclosure and retain their property. In a nut shell, homeowners have 75 more days in advance to work to avoid foreclosure. Before this year, the 75 days fell after the foreclosure process had already started and only gave homeowners the ability to redeem. This is good news because it's far easier to cure than to redeem when someone is facing foreclosure.

"Cure" means to arrange with the current lender (almost always the foreclosing party), to remove the default before the sale. Often, that means a loan modification. Unless there's a significant amount of equity in the property, lenders prefer modification to foreclosure.

Some examples of loan modifications include:

  • Extension -- Missed payments are added to the loan amount, and the term of the loan is extended by the number of missed payments.
  • Forbearance -- The lender simply delays filing a foreclosure even though they have the right to do so.
  • Refinance arrears -- The delinquent amount is refinanced and added to regular payments for a period of three to six months.
  • Pricing -- The interest rate or term is modified to reduce the monthly obligation.

Before HB 1157, "redemption" meant the former owner, in order to get back his property, had to pay the successful bidder at the foreclosure sale within 75 days. That payment would include fees, accrued interest and other charges associated with the foreclosure action.

Redemption was close to impossible, since it required an owner to qualify for a new loan while having a pending foreclosure on their credit report.

If you know someone who may be facing foreclosure, I can help. I've consulted with many homeowners on short sale possibilities and have helped create a plan so that foreclosure can be avoided. Please email me at for assistance. Another excellent source of help is the Homeowner's Hope Hotline, which is 1-888-995-HOPE.

For more information and a detailed checklist for the new foreclosure procedures, visit the Colorado Public Trustees' Association website and to contact a public trustee for a specific county, visit the Public Trustees Roster.

(Source: C. Stephen Guyer, Denver Business Journal)

Permalink 12:45:13 am, Categories: News, 27 words   English (US)

Change the World Update

Denver was selected as one of the cities to be honored in HGTV's Change the World campaign. This is awesome exposure for our fabulous city. More details!


Permalink 12:07:25 pm, Categories: Announcements & Events [A], Kirstan's Ramblings, 183 words   English (US)

It's 5 'o' clock Somewhere!

Sometimes the best times happen when they are planned spur of the moment. I met some friends for happy hour after work yesterday and had a blast - I'm paying for it today with a major hang over. My head pounds along with my typing fingers - ugh!

Anyhow, Sullivan's on 17th & Wazee has a great Thursday evening happy hour. It's happy hour all night long with live jazz after 6 p.m. Martinis and house red and white wine are $5 each. The appetizer menu is 1/2 price all night. We got this portabello mushroom (twice) covered with rich sauce and shrimp; it was awesome. After Sullivan's, we moved on to Maloney's Tavern on Market Street. It was a blast...albeit I had plenty of drinks in me before we got there. The pint sized beer was yummy and refreshing for this dancing queen. Maloney's doesn't really have a dance floor, but they play great music. All I needed was a little room to groove and I was very happy.

Today, I'm paying for the fun I had last night and I'd do it all again.


Permalink 01:40:26 pm, Categories: Announcements & Events [A], News, 76 words   English (US)

Recycle Your Cell Phone at the Denver Zoo

Recycle Your Old Cell Phones and Help Animals – Did you get a brand new cell phone for the holidays? Don’t just throw away your old one, recycle it at Denver Zoo. By donating your used phone you are helping wild animals including the critically endangered orangutan. You can drop off your old phone at the Guest Relations office or mail it to: Denver Zoo/ Attn: Call of the Wild/ 2300 Steele Street/ Denver, CO 80205. Learn more.


Permalink 11:02:04 am, Categories: Kirstan's Ramblings, 333 words   English (US)

Inspiration for the New Year

When most of the media paints such a grim picture of the world around us, I sometimes find it hard to feel encouraged. I have to dig down deep inside myself and find those little things that happen day to day, moment by moment that make me feel happy and fortunate.

One of the simplest definitions of inspiration is "the act of inhaling; the drawing in of air (or other gases) as in breathing." I like this definition as I often feel more calm, relaxed, and/or ready to take on a big task whenever I breathe in deeply. It has an amazing calming affect on me and soothes my physical body. So start with a big deep breath!

My next favorite definition of inspiration is "arousing to a particular emotion or action." I have been inspired by many people and situations over the past month, some of which are below:

  • The healthy birth of a friend's baby
  • Viewing family via web cam and talking to them in real time while they are half the continent away
  • A friend graduating with her MBA
  • A family dealing with 3 surgeries for their one year old
  • A close friend coping with a family member's suicide attempt
  • The care that someone is willing to give when someone does something so selfish
  • The energy and laughter of children
  • The growth of personal business
  • The opportunity to travel to Egypt
  • Meeting a woman who completes other women by giving them back part of their identity after breast cancer
  • A colleague who closes two transactions from beginning to end in less than 30 days
  • The ability to get up every day and run, exercise, lift weights, walk stairs
  • A cat that trusts me and lays on my lap peacefully

It's important for me to dig down deep daily to find all of the awesome things that happen close to my world. I must appreciate them and seek my own inspiration.

Now, get back to work and find your own inspiration today!


Permalink 07:42:28 pm, Categories: Announcements & Events [A], 0 words   English (US)

Cheers to 2008!

Chris and Kirstan


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Passionately Urban

Welcome to my journey. My name is Kirstan Borne and I'm an active community member, a Denver Realtor, RE investor, property manager, appraiser in training and a business owner. I moved from the suburbs to the city of Denver over 12 years ago. I'm passionate about intelligent and prosperous growth of Denver and state of Colorado. Location Innovators, Llc.

Kirstan Denver Realtor

To connect with me, email me at To search for a new home in the Denver metro area, please visit here .

Disclaimer: Regarding information throughout this blog that may appear to be advice - be sure to consult with your own qualified CPA and/or attorney concerning any legal matter.

Connect with me on Facebook Kirstan Marks, Kirstan Marks, Realtor (Location Innovators Llc): Commercial Real Estate Agent in Denver, CO

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